

HomePro Lending Suite
Business-credit software for WordPress: applications, private reports, human-reviewed Erica analysis, bank activity, counteroffers and loan servicing. Your organization remains the creditor.
From $149/30 days
Starter
1 production website
- Applications and required private credit reports
- Stripe application-bank linking
- Manual evidence review and decision PDF notices
Professional
1 production website
- Everything in Starter
- Erica report extraction with specific consent
- Bank deposits, cash flow and simplified review desk
Lender
1 production website
- Everything in Professional
- Benchmark pricing and accepted counteroffers
- Agreements, facilities, draws and ongoing servicing
Enterprise
Up to 5 production websites
- Everything in Lender
- Up to 5 production websites
- Advanced review-team and delegated-decision workflow
- One-step authorized credit-report read plus case-review controls
- Priority implementation and product support
Prepaid fixed-term licenses. No automatic recurring charges. Annual term: 365 days. Customer-initiated renewal. Taxes and third-party usage costs are additional. Suite includes Starter only; Professional, Lender and Enterprise are separately licensed. A software license is not a lending license.
Product Description
A lending workspace, not another spreadsheet
HomePro Lending Suite brings business-credit intake, source evidence and administrator decisions into WordPress. It is a separately licensed customer edition of HomePro’s lending technology, not an account with HomePro Financing.
Gather. Verify. Decide.
Collect an application, required credit report and authorized bank connection. Professional, Lender and Enterprise editions can gather bank activity and draft report facts. The current customer build includes a one-step administrator authorization/read workflow for the exact attached report, while preserving report-specific audit references and human verification before a decision. A reviewer verifies the evidence before a final human credit decision.
Choose the edition that fits your workflow
Starter provides intake, private evidence, manual policy review and decision/PDF notices. Professional adds the Erica underwriting desk, consent-based credit-report extraction and bank cash-flow summaries. Lender adds reviewed benchmark pricing, counteroffers, agreements, credit facilities, draw administration and servicing. Enterprise includes all Lender capabilities, five production-site activations, the complete advanced review-team workflow and priority implementation/support entitlement.
You remain in control
AI findings are drafts, not credit approvals. A report can be reviewed without AI permission. Deposits are not automatically treated as revenue. Missing or stale evidence needs review. Credit approval, facility activation and each draw release remain separate decisions. Existing signed terms are not silently repriced.
Bring your own providers and policy
Configure your own creditor identity, reviewed notice templates, underwriting thresholds, privacy/consent procedures, Stripe account and OpenAI key. Provider, hosting, email and transaction charges are billed separately. HomePro does not supply lending capital or a bank sponsorship, and purchasing the software does not authorize lending.
License terms
Starter, Professional and Lender each cover one production website; Enterprise covers up to five production websites under one license key. Choose a renewable 30-day license or a 365-day annual license. These are prepaid fixed terms, not automatic subscriptions. Active licenses include package downloads and updates; Enterprise also includes its priority implementation/product-support entitlement (scope agreed with HomePro; no automatic SLA or custom-development guarantee). HomePro Suite includes the Starter feature edition at the Suite license’s existing website allowance; Professional, Lender and Enterprise are separate upgrades.
Operational continuity
After the 14-day renewal grace period, new applications/origination and premium changes are restricted. Existing borrower access, repayments, retained notices, statements, reconciliation and essential servicing remain available. Renewing restores the licensed feature edition. Do not uninstall to renew.
Launch responsibly
This initial release requires staging validation on your hosting and provider accounts, a security review, and review of applicable lending/disclosure/privacy requirements. The current USD business-credit product accepts requests between $500 and $5,000. It is not sold as bank-grade certification, a validated credit model, or a guarantee of regulatory compliance.
Key Features
- Starter: application intake, required private credit reports, bank linking and human-reviewed decision notices
- Professional: Starter plus Erica case review, one-step authorized report extraction and verified bank/cash-flow analysis
- Lender: Professional plus reviewed market pricing, counteroffers, agreements, facilities, draws and servicing
- Enterprise: all Lender capabilities, five production sites, advanced review-team workflow and priority implementation/support
- Separate approval, facility activation and administrator-confirmed draw release
- Use your own Stripe and OpenAI accounts; provider costs are not included
- Domain-bound licenses with 14-day renewal grace and retained financial records
Compatibility
Customer edition 1.1.1. WordPress 6.4+, PHP 8.0+ with OpenSSL and fileinfo, MySQL/MariaDB with InnoDB, HTTPS, a private writable report directory, working WordPress mail and a reliable cron scheduler. WooCommerce 8.0+ is required on the HomePro selling store, not on a buyer's lender site. Bank linking requires the buyer's own Stripe Financial Connections access. Transaction access, Connect disbursements and AI extraction require separate provider configuration and permissions. USD business-purpose credit workflow; current application limits USD 500-5,000. Not a consumer-loan product, lending license, compliance certification, funding source, or autonomous credit decision service.
Changelog
1.1.1 - 2026-09-24
- Corrected standalone customer keys, provider mode, setup navigation and creditor defaults.
- Restored edition/expiry enforcement, including Enterprise reviewer authority.
- Preserved essential servicing and protected historical records.
- Storefront now reverses individual refunded license terms, displays actual WooCommerce prices and encrypts paid release archives.
- Added the approved cover and updated deployment and support documentation.
1.1.0 - 2026-09-23
Customer edition rebased on HomePro Business Credit Line 0.14.12.
- Added one-step administrator authorization and extraction for the exact attached credit report, with report-specific audit references and existing extraction safeguards.
- Added expanded Erica case review, bank-statement evidence, cash-ledger analysis, automatic review support and discretionary review controls.
- Added Enterprise as a fixed-price self-service edition: USD 1,199 per 30 days or USD 11,990 per year, licensed for up to five production sites.
- Enterprise includes all Lender software capabilities plus multi-site activation and priority implementation/support entitlement.
- Preserves human final credit decisions, reviewed APR selection, counteroffers, agreement/facility controls, administrator-confirmed draw release and servicing safeguards.
- Customer installations continue to use their own Stripe/OpenAI credentials; no HomePro lender credentials are bundled.
- Fixed-term licenses renew manually and retain essential servicing/records after expiry.
1.0.0 - 2026-09-22
Initial customer edition derived from the 0.14.0 internal codebase.

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